"The pandemic has further catalyzed three overarching themes that are reshaping the competitive dynamics within the payments ecosystem: the rapid growth of digital commerce, the proliferation of emerging payment methods and the development of next-generation payment infrastructure."
--- Jordan McKee, 451 Research
Sources:
(1) Kraken; (2) ripple.com; (3) BitInfoCharts as of 1/16/21; (4) medium.com